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cheapbag214s · Posted: Thu 12:51, 25 Jul 2013 Post subject: do you want to merge these debts

Couples and Money Conflict When couples first start out,[link widoczny dla zalogowanych], they can often run into conflict over how they're going to handle their finances-even friendly mergers can be difficult. Getting together on the same page about how you'll handle your debts as well as savings and planning for the future can be a great way to minimize one of the biggest areas of conflict between couples. The first guideline is that both of you must be comfortable with how money is handled. One question you might want to discuss is whether you want to keep the debts you bring into the relationship separate or not. For example,[link widoczny dla zalogowanych], if you enter the relationship with a student loan debt of, say, $10,000, but your partner has a credit card debt of $5,000, do you want to merge these debts, and pay them off together? There might be some advantages to merging. For example, it's likely that a line of credit will offer a lower interest rate so both debts could be paid off faster. It's also a great way to establish couple credit. And, it can create a real